Credit cards and spending

With interest rates on the rise, 2018 is going to be an important year for credit cards. Creditcards.com senior industry analyst Matt Schulz says interest rates have been going up for the last year and a half or so and as they continue to climb in 2018, paying down that credit card debt is more important than ever. If you're not able to pay off that debt, this is a great year to do a balance transfer. Matt says some cards give you 0 percent interest for 12 months, 15 months, and even 21 months.